We often dedicate the best, most energetic years of our lives to building a fortress of financial security. We work long hours, take on additional responsibilities, and sometimes miss important family milestones, all in the name of providing for the people we love. It is a noble pursuit, driven by...

The mirror of our bank statements: Aligning our wealth with our values Have you ever noticed how increased access can actually create more anxiety and worry? It’s wonderful to be able to text someone in our family and make sure they’ve arrived safely. But what happens when they don’t respond?...

Two key goals of a financial plan are to help you grow what you have, and help you protect what you have. This is why conversations about financial planning should pay attention to your short-term cover. Everyday insurance is a critical piece of your long-term wealth strategy and helps ensure...

Here’s why money shouldn\’t buy your way out of friction. There is a common, unspoken assumption about wealth that many internalise early in life: we believe that the ultimate purpose of money is to reduce or eliminate our problems. We view a well-funded balance sheet as the ultimate shock absorber....

As the playwright George Bernard Shaw famously observed, \”The single biggest problem in communication is the illusion that it has taken place.\” Nowhere is this more evident than in our family conversations about our financial lives. We often assume that because we share a home, a surname, and a bank...

One of the metrics used extensively in the financial profession to evaluate a given decision is the Return on Investment (ROI). It’s used in other areas too, like in marketing and operational planning meetings for larger companies and corporations. This metric drives us to optimise portfolios to chase the highest...