Investing: How elections matter

There are three things we should never discuss around the dinner table: money, politics and religion. Ironically, the three things we normally always talk about around the dinner table… are money, politics and religion! One reason for this is because they’re all connected, and they’re all HEAVILY influenced by you, me and everyone that we …

The gift of compounding interest

Every holiday season, the search begins for gifts that keep on giving. From music to cooking classes and other hobby-related courses – scores of us try to find a gift that won’t be tossed onto the pile of unwanted, unused and under-appreciated thingy-me-bobs. We look for things that are ‘cool’ or ‘trendy’ – but ultimately, …

Being responsible means so much more

Festive celebrations will look a little different this year (and possibly every year going forward!). No matter where you find yourself this December, everyone has had a year of heightened awareness around health and personal space. It has not been easy to follow precautions of preventing the spread of Covid-19. Having to wear masks all …

Gifts for the cost-conscious

As our finances ebb and flow, we will sometimes face a festive season where we have to think out of the box for holiday gifts. Gifts are a wonderful way to let our loved ones know how much we appreciate and value them, but they can be expensive and out of reach if we don’t …

Savvy celebration tips when times are tight

Tough years lead to leaner budgets and lighter wallets. But it’s important to celebrate and the festive season is traditionally a time to enjoy and celebrate friends and family. Families and businesses host and cater for large groups of people, and the costs can add up quickly. Enjoying the holiday season during tough economic times …

Taking stock and talking stocks

Anyone with a mediocre knowledge of investing will be familiar with the term “stock”.  But few people are aware that there common stocks and preferred stocks. And they’re fundamentally different. Stocks have been traded for over 400 years – the first common stocks were made available in 1602 through the Dutch East India Company. They …

Planning reduces anxiety

We don’t plan because we fear the future. We plan because we realize we can enjoy today more by reducing the anxiety of tomorrow.  Most people accept that planning offers us a detailed proposal for doing or achieving something. When we plan, we map out the possible steps of our ideal life journey before taking …