Life has a way of throwing curveballs when we least expect them. One day, everything\’s running smoothly – you\’re hitting your stride at work, the kids are thriving, and you\’ve finally started that healthy eating plan. The next day, a single word changes everything: Cancer. It\’s a word that sends shivers down our spines, a …
We often think that financial peace or calm is the ultimate goal when it comes to managing our money. We hear phrases like “financial peace of mind” or “calming the storm of debt” and we think, “Yes, that’s what I want. I just want everything to be calm.” And while there’s nothing wrong with seeking …
In the first part of this series, we explored five essential rules for personal finance, inspired by “The Index Card: Why Personal Finance Doesn\’t Have to Be Complicated” by Helaine Olen and Harold Pollack. The rules in the blog spoke to things like spending less than we earn, paying off credit card debt, save 10-20% …
In her thought-provoking book \”The Year of Less,\” Cait Flanders shares a powerful insight: \”Every time you make a purchase, you\’re voting with your dollar for the kind of world you want to live in.\” This simple yet profound statement invites us to reconsider our relationship with consumption and its impact on our financial well-being. …
Whilst it\’s easy to get lost in a sea of jargon, investment options, and conflicting advice, financial success doesn’t require a degree in economics or hours spent poring over market trends. In fact, according to Helaine Olen and Harold Pollack in their book The Index Card: Why Personal Finance Doesn\’t Have to Be Complicated, everything …
What if you found out that your current financial plan might be working against you, not for you? That despite all your careful budgeting and saving, you\’re missing a crucial element that could make or break your financial well-being? It might be time to talk about values-based financial planning – the missing link between your …
Here’s one of the hardest (or least asked…) questions when it comes to financial planning: “How much is enough?” It\’s a simple question, but one that most people never stop to consider. We\’re so caught up in the race for \’more\’ that we forget to ask ourselves why we\’re running in the first place. It’s …
Is money linked to our ego? It’s a question that invites us to reflect on the deeper motivations behind our financial decisions. Morgan Housel, in his thought-provoking way, suggests that \”savings is the gap between your income and your ego.\” This statement can be confronting, especially because it challenges us to consider the extent to …
Change is one of those things that we all know is necessary but often struggle with. Whether it’s a change in our spending habits, our health routines, or our approach to relationships, the process can be daunting. The desire to improve is there, but the path forward isn’t always clear or easy. This is where …
Have you ever paused to consider what your behaviour might be saying about you… to you? It\’s a fascinating thought, isn\’t it? All behaviour is a form of communication. Every action we take, every choice we make, sends a message, not only to the world around us but also to ourselves. In the realm of …